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🚘 5 Tips for Choosing the Right Vehicle Helping customers in Northwestern Pa make smart, confident choices—every day. 🔍 Tip 1: Start with Your Lifestyle Think about what your day-to-day looks like. Are you commuting, carpooling, road-tripping, or hauling gear? Let your life determine your must-haves—from cargo space to tech features. 💰 Tip 2: Know Your True Budget The monthly payment is just one part of the equation. Be sure to factor in fuel, insurance, and maintenance. We’re happy to break down the numbers with you—no pressure. 🔁 Tip 3: Make the Most of Your Trade-In Your current vehicle may be worth more than you think. A solid trade-in value could open doors to new possibilities. 🌱 Tip 4: Consider Long-Term Efficiency From fuel economy to dependability, some vehicles simply go the distance. We’re happy to help you compare models for real-world reliability and total cost of ownership. 🤝 Tip 5: Choose the Right Team A great car is important—but so is a great dealership. Look for transparency, friendly support, and folks who treat you like a neighbor, not a number. That’s our philosophy at Baglier Buick GMC Mazda in Butler Pa 16001 📞 Have Questions? We're just a call or click away. Let’s make the process easy, together.

That's right, depreciating value is actually a good thing, maybe even a GREAT thing as it pertains to new vehicle leasing. The base payment is based on this value, crazy right? Why in the world would this be a GREAT thing you ask? Well, if we understand lease residual value then this would be the next part of the lease puzzle that we need to uncover. more It Is Puzzling! Depreciation, as it relates to new vehicles, has always been shared in this manner.. "New cars lose 20% when you drive them off the lot" or "When you sign your name on the dotted line" etc. Either way this is referring to the depreciated value at time of purchase, whatever percentage of depreciation you choose there is truth to it. Knowing the new vehicle depreciated lease value can come in very handy. So What Does It Mean? Actually its all in the phrase. Follow along, if the selling price of the new vehicle is $34,560 and the residual value is $22,809.60 this would leave the balance in between these numbers as the new vehicle lease depreciated value. The value today is $34,560 and the forecasted value in 33 months is $22,809.60 so the difference of the two is considered depreciation or the "Depreciated Value". Pretty simple actually. Well it will be once we uncover the "Capitalized Cost" of the new vehicle which will not be today. Okay, So Now What? What? This wasn't exciting enough for you? Yea, agreed, this is pretty Mundane information but to understand the basic leasing structure can be very helpful when discussing terms with your local car dealership. If you know the residual is based on 60% then that leaves the remaining 40% as depreciation? Far higher than the 20% from earlier. Would you want to own that car now? Not me, I'd rather borrow it for less then a few years and walk away.

Clean New vehicle and Energy Tax Credits! $7,500 Tax Credit? Sign Me Up! Clean new vehicle and energy tax credits seems to be picking up steam. Lets take a moment and exhale. There is a road map to get there ( compliments of the IRS) but the hoops may be exhausting. The first place to start is your budget, will the deal make sense financially? You need to know your annual income structure to begin with. Referred to as "Modified Adjusted Gross Income" which is part of your AGI, here is the IRS definition of both. Here is the simpler version. Your modified adjusted gross income ( AGI) may not exceed: more $300,000 for married couples filing jointly $225,000 for heads of households $150,000 for all other filers Example ( courtesy of IRS) Adjusted Gross Income (AGI) =gross income–adjustments Gross Income =Total income. Income from all sources of income. Adjustments =Expenses the taxpayer paid for with income that the government deems should not be taxed. Bob’s Income: $50,000 salary/wages $12,000 in rental income $8,500 wages earned as a part-time Uber driver $500 from interest from bonds Gross Income=$71,000 Adjustments from his gross income: $250 in educator expenses $2,500 in student loan interest Adjustments=$2,750 Subtracting the Adjustments ($2750) from the Total Income ($71,000), Bob’s AGI is $68,250. So far So Good?.. Great Lets keep going! more Clean new vehicle and energy tax credits qualification First they need to meet the initial two "clean" criteria. The clean new vehicle and energy tax credits requirements will set the tone of vehicle choice in other words Make & Model. There are a total of two requirements that must be met to receive the $7,500 tax credit.  They both have a value of $3,750. Lucky for you they're listed below with the definition. Critical Mineral Requirement To meet the critical mineral requirement and be eligible for a $3,750 credit, the applicable percentage of the value of the critical minerals contained in the battery must be extracted or processed in the United States or a country with which the United States has a free trade agreement, or be recycled in North America. Read here for more information from the Treasury Dept. Battery Component Requirement To meet the battery component requirement and be eligible for a $3,750 credit, the applicable percentage of the value of the battery components must be manufactured or assembled in North America. Read here for more information from the Treasury Dept. If the vehicle you're deciding on fails to meet either of these requirements it will not qualify adversely if it qualifies for one (or the other) lets take a look at the additional requirements to qualify under the clean new vehicle and energy tax credits. Income ⇒ Battery ⇒ Minerals ⇒ Oh My! Now What? more There is always more but it will get easier or maybe less confusing, or not. We have covered the basics needed to make an informed decision so now lets go 3rd level and learn more about the clean new vehicle and energy tax credits. To qualify clean as a new vehicle and energy tax credits vehicle, it must: Have a battery capacity of at least 7 kilowatt hours Have a gross vehicle weight rating of less than 14,000 pounds Be made by a qualified manufacturer. FCVs do not need to be made by a qualified manufacturer to be eligible. See Rev. Proc. 2022-42 for more detailed guidance. Undergo final assembly here in North America Meet critical mineral and battery component requirements (as of April 18, 2023). The sale qualifies only if: You buy the vehicle new The seller reports required information to you at the time of sale and to the IRS. Sellers are required to report your name and taxpayer identification number to the IRS for you to be eligible to claim the credit. In addition, the vehicle's manufacturer suggested retail price (MSRP) can't exceed: $80,000 for vans, sport utility vehicles and pickup trucks $55,000 for other vehicles MSRP is the retail price of the automobile suggested by the manufacturer, including manufacturer installed options, accessories and trim but excluding destination fees. It isn't necessarily the price you pay. You can find your vehicle's weight, battery capacity, final assembly location (listed as “final assembly point”) and VIN on the vehicle's window sticker. The contents in this post is a collective of information found on the IRS website. It is recommended to advise a tax advisor and also review the IRS website under the heading Credits for new clean vehicles purchased in 2023 or after. Happy Shopping!

SEEMS CONFUSING Deciding on a lease can be tiring and confusing. Sometimes dealers don't explain it well or customers don't understand. But one thing is clear: leasing a new car can be just as beneficial as buying with cash or financing. Lets look at the basics of a lease starting with the residual value. L ease calculators are available online, but they could be useless unless you understand what they’re asking you. SO WHAT DOES “RESIDUAL VALUE LEASE” MEAN? more What is residual value in a car lease? Residual value is the starting point for a lease, set by a company like ALG, owned by JD Power. You can see how many sources affected this predicted value, but one significant contributing factor was the pandemic. It caused a huge disruption to the economy, unlike anything we've seen before. Supply and demand determine value. The pandemic and a fire at the Renesas plant caused supply chain issues and a microchip shortage. These factors greatly affected today's market. ALRIGHT, GREAT, SO SHOW ME ALREADY! Calculate Base Residual Value as a percentage. Let's try this out. 2024 Mazda CX-5 Carbon Edition MSRP – $34,560 Base Residual – 63% at 33 months Standard lease mileage is typically 15,000 per year The estimated annual mileage adds 2% at 12,000 miles. The estimated mileage adds 3% at 10,000 miles per year. Lets figure 10,000 miles per year 63% + 3% = 66% residual value $34,560 – 66% = $22,809.60 residual value Now we have the remaining value of the Mazda CX-5. After 33 months, you will know how much you can pay for it. This is what residual value lease means in the car sales industry. Next we’ll look at depreciated value and what it is and how it relates.

The 2024 Mazda CX-90 is sure to provide a futuristic driving experience, whether you like staying connected on the go or you’re searching for the latest in safety and driver assistance technology. Visit Baglier Mazda to test out some of the futuristic features that the 2024 Mazda CX-90 has to offer, including the following. more Advanced Safety Features You deserve peace of mind on every ride, and you’ll have it when you get behind the wheel of the 2024 Mazda CX-90. These are just a few of the high-tech safety features this model has to offer: Blind spot monitoring Rear cross traffic alert Lane departure warning system Vehicle exit warning Driver attention alert Advanced Security and Support Features No matter where the next ride might lead, you’ll be protected and connected out on the open road. That’s because the 2024 Mazda CX-90 comes with emergency and support features like Mobile 911 automatic emergency notification, Mazda Connected Services, and the Mazda Navigation System to ensure you always arrive on time. Advanced Entertainment and Streaming Features You’ll also want to check out the latest entertainment features available in the 2024 Mazda CX-90. Whether you love listening to music, books, or podcasts on the go, the 2024 Mazda CX-90 is the vehicle you can rely on. You’ll have the choice of an eight-speaker audio system and a 12-speaker Bose® Centerpoint® Surround Sound System with AutoPilot®. It also comes with available wireless phone charging, Bluetooth® hands-free phone and audio streaming capability, and access to Apple CarPlay™ and Android Auto™. Experience the 2024 MAZDA CX-90 in Butler, PA These are just a few of the futuristic features and programs you’ll find when you get behind the wheel of the 2024 Mazda CX-90. Visit Baglier Mazda to take a test drive today.

When it comes to purchasing a new vehicle, our dealership has more than one reward by Mazda that will help to make the decision easy. The team at Baglier Mazda believes that luxurious, exciting, and performance-ready vehicles should be available within your budget, and we’re helping you take home the cars you love with the Mazda Loyalty Reward Program. more MAZDA Loyalty Reward Program: A Closer Look What are the benefits of joining the Mazda Loyalty Reward program? The Mazda Loyalty Reward program is designed for drivers looking to purchase a new Mazda vehicle, like a 2022, 2023, or 2024 model (with the exception of the Mazda CX-3). When you purchase a brand-new model from those years, you’ll enjoy savings of up to $500, and all you have to do is show your registration, sales contract, and driver’s license. One of the reasons the Mazda Loyalty Program really stands out is because you can combine it with other offers, including lease offers, customer cash back, and APR incentives, as well as the Military Appreciation Bonus. You can also transfer the benefits within your household if you live at the same address. Reward by MAZDA Options at Our Dealership At Baglier Mazda, you’ll find the Mazda Loyalty Reward Program and other programs designed for responsible drivers like you. These are just a few of the other ways you can save when you come down to our dealership: Baglier Mazda’s Buyer Program Bad or no credit approval Vehicle trade-in value estimator New Mazda specials and incentives Baglier Mazda Specials Join the MAZDA Loyalty Reward Program at Baglier Mazda Find out how the Mazda Loyalty Reward Program can work for your needs here at Baglier Mazda. Explore our growing collection of Mazda vehicles and enjoy savings on the cars you like best with support from our dealership today. See you soon!